Can you make a Payment Protection Insurance Claim ?
In order to be claiming back PPI you must first establish if you can actually have PPI.
You will be surprised how many people contact us not knowing if they have or haven’t got Payment Protection Insurance (otherwise referred to as PPI) added to their loans, mortgages, credit cards or hire purchase agreements. If you do not know if you have had PPI then follow these three steps :-
- When you took out the loan then PPI may well have been sold as a single payment & this will only appear on the initial loan agreement. You’re looking for a lump sum added to your loan amount.
- In the case of Credit Cards then your PPI charges are added to your account each month so this should be easier to discover as the PPI payments should show up on your monthly statements.
- If you haven’t got a copy of your original documents then you can request a copy from your bank or other financial institution. For more information about this – then “Click Here”
The second thing then you needs to do, once you have established that you have got PPI attached to your loan, mortgage or credit card is to establish on what grounds you were mis sold this PPI.
If any of the below situations occurred then you were probably mis sold PPI and therefore are likely to be on a position to make a valid claim.
Did you ask for PPI? In some cases the PPI was added without your knowledge. If this has happened to you then you can claim back PPI.* When you took out the loan were you retired, un-employed or self – employed? If you were then you can claim a PPI refund.* Were you told the insurance was compulsory or if you took out the insurance you would have a better success rate of being approved for the loan? If you were then you can claim back PPI.* Were you made aware that PPI is your choice and you can purchase the same cover through a different company to the lender which could be cheaper? If you weren’t then you can claim back PPI.
This list is not exhaustive and you will find a lot more information throughout the rest of this Payment protection Insurance Compensation Claims site.
There has never been a better time to submit your Payment Protection Insurance Compensation Claim….
There has never been a better time to submit your Payment Protection Insurance claim, so come and join the thousands of people who have already committed to claiming their mis sold payment protection insurance through us. Use our expertise to make your Payment Protection Insurance compensation claims, and get back your money from the banks and other financial institutions who have mis sold you Payment Protection Insurance Policies with your loan, credit card, mortgage or hire purchase agreement.
We operate on a No Win, No Fee basis there are no upfront costs and no hidden fees. So if you would like more information then click on the Payment Protection Insurance Compensation Claim that is in blue and it will take you to a page on our sister site with even more detailed information on how to make a Payment Protection Insurance claim Compensation Claim.
As long as you have took out you PPI in the last 10 years then we should be able to make a compensation claim for you. Apply online now by filling in the 30 second form on the right hand side of this page to claim your money back or give us a call on 0800 048 8820 and one of our PPI specialists will be only to happy to help you.